Recognized as one of the market leaders, Sithisak Law Office provides comprehensive banking and finance services to domestic banks, international financial institutions, funds, and corporates. We combine deep regulatory expertise, strong central bank engagement, and transactional capability to deliver solutions that are both commercially sound and regulatorily compliant.

Key Services

• Structuring bilateral, syndicated, and project finance transactions.
• Drafting, negotiating, and registering security interests (mortgages, pledges, hypothecs).
• Licensing and regulatory approvals for banks, RCIs, MFIs, PSPs, and fiancial leasing companies.
• Capital increases, share transfering, branch establishment, and governance restructuring.
• Debt recovery, loan enforcement, and insolvency support.
• Derivatives, cross-border financing, and structured finance advisory.
• Legal due diligence for M&A, IPO, and bond transactions.
• AML/KYC compliance and NBC regulatory reporting.

Track Records

• Panel lawyer for several foreign and local commercial banks, assisting with loans, securities, hypothec registrations, and notarial certifications. For bank laon alone, we have assisted in encumbrace registration for more than 600 cases from 2023 to mid 2025.
• Advised a Japanese fund management company in financing several Cambodian MFIs, drafting private loan and security documentation. From 2023 to mid 2025, we involved in an agrregate private lending and project financing transaction value of more than USD 600 million.
• Acting as Intercreditor Agent and Security Agent Cambodia’s first infrastructure project bond having approximate value of USD 50 million to finance a 60 MW solar power plant.
• Acted as lead advisor in a financing project for the issuance and financing of USD 40 million private bond by a Special Economic Zone in Koh Kong Province with purpose of developing the infrastructure and the Biomass Power Plant.
• Acting as Security Agent for creditors and ADB-backed bond isssuances in Cambodia, having total approximate value of USD 100 million.
• Advised a leading commercial bank on USD 100 million property restructuring, preparing and reviewing multiple facility agreements.
• Advise one commercial bank in the process of listing on the Cambodia Securities Exchange (CSX), including both IPOs and corporate bonds.
• Assisted Singaporean and Chinese companies in obtaining NBC licenses for Payment Service Providers, including regulatory approval and compliance frameworks.
• Conducted full legal due diligence on an MFI for purposes of M&A, ensuring compliance with NBC regulations.
• Provided ongoing advisory to banks and MFIs on NBC’s regulatory requirements, AML/KYC compliance, and shareholder restructuring approvals.
• Represented several leading commercial banks and foreign bank branch in civil proceedings to recover various default loans. During the first half of 2025, we handled nearly one hundred litigation cases, mostly default loans recovery.