Sithisak Law Office is one of Cambodia’s most trusted firms for loan structuring and security documentation, acting for commercial banks, financial institutions, and corporate borrowers. We are also a trusted firm for several securities firms providing comprehensive, regulatorily compliant solutions that protect client interests and ensure enforceability of financial arrangements.

Key Services

• Drafting and reviewing loan agreements, facility agreements, syndicated loans, and bond terms and conditions.
• Security documents: mortgages, hypothecs, pledges, and guarantees.
• Registration and deregistration of security interests with cadastral offices and secured transaction office (SETFO)
• Acting as security agent or custodian for secured transactions.
• Acting as intercreditor agent for loan and private bond issuance having multiple creditors.
• Advising on restructuring of secured financings.
• Due diligence on collateral assets.
• Enforcement of security interests in default situations.

Track Records

• Prepared loan and security documents for commercial banks, leasing companies, and MFIs.
• Represented banks in registering/deregistering hypothecs and notarizing facility agreements.
• Advised a Japanese fund management company in financing several Cambodian MFIs, drafting private loan and security documentation. From 2023 to mid 2025, we involved in an aggregate private lending and project financing transaction value of more than USD 600 million.
• Advised a leading commercial bank on USD 100 million property restructuring, preparing and reviewing multiple facility agreements.
• Acting as Intercreditor Agent and Security Agent Cambodia’s first infrastructure project bond having approximate value of USD 50 million to finance a 60 MW solar power plant.
• Acting as lead advisor and security agent in a financing project for the issuance and financing of USD 40 million private bond by a Special Economic Zone in Koh Kong Province with purpose of developing the infrastructure and the Biomass Power Plant.
• Acting as Security Agent for creditors and ADB-backed 4 bond isssuances in Cambodia, having total approximate value of USD 100 million.
• Acted as security custodian for land transactions in Kampot province.
• Structured cross-border security agreements for investors in real estate and energy projects.